New job Credit Analyst, Leading Private Banking Company (Boston, MA)

LinkedIn Following

Group: JOBS 2.0: Job Search Career Networking Staffing. Post Resume -Get Paid by Employers at Resumark .com Subject: Credit Analyst, Leading Private Banking Company (Boston, MA) Arpit Patel posted a job: Credit Analyst, Leading Private Banking Company (Boston, MA) "Please do not contact me about this job. View company name and apply directly at: http://bit.ly/kUsgv0 Job Description: Individual with essential analytical skills to evaluate the creditworthiness of current and prospective commercial borrowers, to support Commercial Lending Officers and loan approval committees in the commercial loan decisioning process. The incumbent must have strong writing skills and it is preferred that the individual possess prior accounting, financial analysis or commercial lending credit analysis background. Additionally, the ideal candidate should be naturally inquisitive with problem-solving mindset, be flexible and able to adapt to frequently changing priorities, and have a positive attitude. Good organizational skills and ability to multi-task are essential. Roles and Responsibilities: •Prepare timely and insightful credit analysis applications for a diverse, complex and sophisticated portfolio of commercial & industrial, commercial real estate and private banking / professional services commercial loan customers. •Create thorough and concise analyses of the risks and mitigants of pending commercial loan requests by reviewing and analyzing the borrowers’ financial statements, including but not limited to income statements, cash flow statements, balance sheets, tax returns, personal financial statements, real estate and C&I collateral appraisal reports, and environmental assessment reports. •Prepare sensitivity analyses, pro forma cash flows, and assessments of collateral and guarantor financial condition. •Conduct analysis of the market (customers) and industry (competition, suppliers, substitutes, and potential new entrants) and management teams and/or deal sponsors. •Assist with special projects and reporting assignments in Credit Administration. Qualifications: Core Competencies: •Client Focus - Dedicated to meeting the needs of internal and external clients; listens effectively and establishes and maintains relationships and gains client’s trust and respect. •Ethics, Integrity and Trust - Considers ethical issues before decisions are made and seeks to achieve results that are in the best interest of the Bank. •Ownership, Accountability, Responsibility and Compliance - Takes ownership of tasks, projects, and relationships and follows through on obligations and promises. •Decision Making and Problem Solving -Makes decisions in a timely manner, uses a mixture of analysis, experience and judgment to solve difficult problems with effective solutions. •Informing and Communicating - Proactively and effectively communicates information to colleagues up, down and across the organization, provides updates on projects, tasks and potential roadblocks. Qualifications: •1-2 years prior experience is required, preference for direct credit analysis experience in a commercial lending environment. •Good financial modeling skills are required. •The successful completion of a formal credit / financial analyst training program is strongly preferred. •Proficiency with Microsoft Office products (Word, Excel, Power Point, etc.) and financial statement spreading software is required."

Go see this job post »

Don't want to get activity notifications: Change your following people settings » Learn more about following people's activity LinkedIn values your privacy. At no time has LinkedIn made your email address available to any other LinkedIn user without your permission. ©2011, LinkedIn Corporation.